Get it together

Hello loves,

How many of us feel like our life is a  mess, like we can’t seem to get it together? This can be anything from relationships, job, not managing your time well enough. Well let me tell yall I like to consider myself a pretty organized person, but lately I have just been all over the place. I recently started this awesome new job, my husband and I are looking to buy a home and I got a new dog. Life has been great, but I have noticed that I am slipping on my organization skills. Say what! I usually am on top of things, such as making our payments on time, planning dinner and putting aside time to spend with my friends and family. Well, I don’t know what happened to me but I dropped the ball, I guess since I graduated from college I didn’t feel the need to write everything down or I felt like I would have more time to do thing. Some is true, I do have more time, but if I don’t have a clear plan of what to do I get all kinds of anxiety and I am all over the place. So recently I just bought some notebooks and started to write down random stuff. My to do list, my wish list (things I want to buy) , my goals in life and just my thoughts. I think this is a great idea to do, to keep yourself on track and to be able to organize your thoughts and goals.

I am going to share with you some of the things I have in my notebook.

  • I made a list of my life goals.
  • I wrote down all the debit I am in such as student loans, my car and credit cards
  • I came up with a plan to pay them all off, well I didn’t come up with a plan I am using the Dave Ramsey plan. I will share how I like it once I get more into it.
  • I started using the envelope system– It’s  a great way to keep yourself on a budget. Lets say you spend $200 a month on food you would take out $200 a month and put that in your groceries envelope. That way you can only spend that amount. If you end up spending more than the cash you have available then you can take money out of your other envelopes ,such as your fun money. Here is a list of my envelopes
  • 1. Groceries 2. Gas 3. Insurance 4. Fun money (such as going out with  my friends or shopping) 5. Coffee money ( I love Starbucks! I need to put myself on a budget!) 6. Lunch 7. Going out to eat 8. Dogs
  • I also made a chart to keep track of my debit I will add pictures below
  • One of the things that I really have been neglecting is keeping my house clean and in order. So, I made a list of things that needed to be done daily, weekly and monthly.
  • One of the things I want to do is save money but it is hard when you have all these bills, and you love Target like me lol. I came up with a little system that allows me to save a little at a time. Starting off with putting aside $25 the first month and then $50 and increasing it each time by $5 or $10 each month until you build up to $100.

Having all of this stuff organized and writing it all down really helps me stay focused and helps with my anxiety. I tend to over think things all the time and make things worse than they really are. I can see the progress I am making such as paying off my debit, keeping my house in order or my life goals. I just like to write things down, if I am feeling sad, mad or whatever I write down my feeling in a notebook and then it makes  me feel relieved knowing I got it out.

This is just a little something I am doing to help me control my anxiety and over thinking of things. It is also important to keep a reminder of all the things that you have and are blessed with. I got into such a negative state of mind that I was only looking at all the wrong the world was doing to me ,I was very petty. Now I try to look at all the positivity in my life and the world around me.

Great way to start a solid saving account. Start off slow and customize. Make it work for you and your budget.  
I am a visual person, this is a good way for me to keep track of how much I have paid and how close I am to paying a debit off.
I just wanted to share a picture of my babies. Yes, I have two of the “meanest” dogs, a Doberman and a Pit-Bull. They are the sweetest, its really me you have to worry about.

Peace&Love,

Joanna H

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